Analyst, Client Standard Bank

Job Description
• To Support the relationship Manager in the day to day running of the portfolios
• Responsible for the actual preparation of credit applications and supporting with the loan documentation
• Make recommendations regarding potential opportunities or risks so that the Relationship Manager is able to proactively identify solutions or mitigate commercial risks.
• To assist in the execution of growth and retention of portfolio of high value commercial relationships by performing a proactive and value adding portfolio management
• To ensure deep understanding of all customers in his/her portfolio using Customer Value Analysis Tool (CVCA) in order to effectively meet the needs of the customer.

Qualifications
Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Related Course

Experience Required
Credit and Financial Analysis
Business & Commercial Banking
• 3-4 years’ experience in preparing credit applications and annual reviews.
• Experience and knowledge of credit and compliance matters relating to Business Banking transactions.
• Ability to Support the relationship Manager in the day to day running of the portfolios
• Make recommendations regarding potential opportunities or risks so that the Relationship Manager is able to proactively identify solutions or mitigate commercial risks.

Additional Information
Behavioral Competencies:
• Adopting Practical Approaches
• Checking Details
• Documenting Facts
• Examining Information
• Interacting with People
• Interpreting Data
• Managing Tasks
• Meeting Timescales
• Producing Output
• Providing Insights
• Showing Composure
• Taking Action

Technical Competencies:
• Credit Delivery
• Financial Statement Analysis
• Loan Assessment & Approval
• Loan Processing
• Operating Cash Flow Analysis
• Product Knowledge (Business Banking)