Loans Officers – SME (Small and Medium Enterprises) Product x200 Platinum Credit (U) Ltd

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

Key duties/responsibilities:
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Contact prospective customers to present information and explain available services. Explain technical product or service information to customers. Contact current or potential customers to promote products or services.
• Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
• Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
• Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files of the client.
• Compute loan schedules as required.
• Work with clients to identify their financial goals and to find ways of reaching those goals.
• Collect payments when they fall due and remind clients when the payments will fall due.
• Negotiate payment arrangements with customers who have delinquent loans.
• Preparing and interpreting own report

Required Qualifications and Work Experience:
• A minimum of a Diploma in a relevant field.
• Computer skills.
• Excellent numerical and analytical skills.
• Excellent interpersonal and communication skills.
• Minimum age 23 years old and Maximum of 30 years old.