Credit Assistants -Agriculture Lending x10 Finance Trust Bank

Role of the Job:
The Credit Assistants- Agriculture Lending will be tasked with growing sustainably a quality agribusiness portfolio alongside liabilities mobilization.
• Mobilization and sensitization of customers about banks’ credit products and other services.
• Conducting loan appraisals exercise in line to the established Bank policies procedures
• Presenting loan project proposals to the loan committee for making decision and give feedback to applicant.
• Disbursing the approved loans according to the terms and conditions spelt out in the lending policies and procedures.
• Monitoring and evaluation of loan performance in line with disbursement terms and conditions.
• Portfolio quality must be maintained for PAR 1 at 8% and below ,30days at 5 % and NPA at below 3%
• Initiation of recovery actions for loans in default in line with loan policy, guideline and procedures.
• Train other bank staff (credit officers), effective principles of lending especially agricbased enterprises
• Attend to other duties assigned in lines to policies and procedures

Minimum educational and technical competence requirements
• A Diploma / degree in any agriculture related discipline.
• Must not have spent not more than 5 years since completing school.
• Must have critical thinking, analytical, attention to detail and problem-solving skills.
• Good verbal and written communication skills.
• Ability to communicate clearly in a professional manner
• Ability to build functioning working relationship with other (Team Player).
• Ability to demonstrate positive image and up hold FTB values.
• Must be a person of good integrity record.
• Must demonstrate flexibility /willingness to learn